Loyalty programs you should join now

AMC Stubs Rewards
BENEFITS
For every $100 spent, earn $10 good for any purchase at AMC theaters. Upgrade to the next size popcorn or drink for free. Also, online ordering fees, typically $1–$2 per ticket, are waived.
HASSLES
$12 annual fee (counts toward your rewards total)

Starwood Preferred Guest Rewards
BENEFITS
Points and perks range from free hotel stays to late checkout, room upgrades and your choice of free Internet, cocktail or extra points with each stay.
HASSLES
To maximize points, you have to stay in a Starwood property (Westin, Sheraton, W and more; starwoodhotels.com).

Belly
BENEFITS
One free card lets you earn rewards at many local and chain businesses, from restaurants to shops, nationwide. Check in on an iPad at participating spots and earn points good for bagels, coffee, nail-salon deals and much more.
HASSLES
The Chicago-headquartered platform is still growing, so offerings are limited in some neighborhoods.

American Express Blue Sky
BENEFITS
Earn one point for nearly every dollar spent, and get 7,500 bonus points if you spend $1,000 in the first three months. Use points to get electronics, travel, gift cards, rental cars and more from a rewards catalog.
HASSLES
None. There’s no annual fee and cashing in rewards is easy.

Capital One Venture Rewards Credit Card
BENEFITS
Earn two miles for every dollar spent on your card, then redeem them for flights on any airline. Earn 10,000 bonus miles ($100 in travel) if you spend $1,000 in the first three months. No foreign transaction fees, and miles never expire.
HASSLES
Free the first year, but $59 each year thereafter