Kids aren’t the best financial investment. They all but wipe out your disposable income, and unless you luck out and raise a movie star, you can pretty much forget about any kind of monetary return. Particularly in New York, where the cost of living is so high, every decision parents make about their children involves some kind of mental money calculus. Is your financial know-how on par with the experts, or are you struggling to stay afloat? Take the quiz!