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Is cash making a comeback? On January 1, the Australian government rolled out a cash mandate that will shake up the way we shop in 2026. Under the new rule, businesses selling fuel and groceries must now accept cash for in-person essential purchases of up to $500. Most businesses are exempt, though – here’s what you need to know.
Australia’s cash mandate requires fuel and grocery retailers to accept cash for in-person purchases of $500 or less, but only for transactions made between 7am and 9pm. The rule mainly applies to supermarket giants, like Coles and Woolworths, and chain service stations, such as Ampol and BP.
Treasurer Jim Chalmers said, "You should be able to pay with cash if you need to, and that's what these regulations are all about.”
Small businesses with an annual turnover under $10 million are exempt, although the rule still applies to small businesses that operate under a larger retailer’s trademark.
Aussies can also still pay bills with cash at their local Australia Post via Post Billpay, including utilities, phone bills and council rates.
According to Chalmers, the mandate will run for three years, after which the Australian government will review it to assess its effectiveness.