The best Airbnbs in Fort Walton Beach, Florida

Neighbourhood: Cinco Bayou

The Vibe: Nautical novelty. Why stay near the water when you can stay on it? This isn't a damp dinghy; it's a fully kitted-out houseboat docked in a quiet bayou. It’s one of the few places where you can kayak directly off your front porch or fish for your dinner without leaving the "living room." It’s compact, quirky, and offers a gentle rock that will lull you to sleep faster than any white noise machine.

Best for: Adventurous couples and would-be captains.

Neighbourhood: Kenwood

The Vibe: 1960s time capsule. In a sea of beige high-rises, this place is a breath of fresh air. Originally a "kit house" from the 1960s, it’s been lovingly restored with a funkiness that feels authentic, not manufactured. Nestled under old oak trees, it offers a glimpse of what Florida looked like before the developers moved in. It’s private, shaded, and full of retro charm.

Best for: Hipsters and history buffs.

Neighbourhood: Okaloosa Island

The Vibe: Modern coastal calm. If you want that classic "wake up and see the ocean" experience without the dated wicker furniture, this is your spot. Recently updated with a clean, modern aesthetic, it avoids the clutter of typical rentals. The balcony is the star here—unobstructed views of the Gulf that are perfect for dolphin spotting with your morning coffee. Bonus: it comes with daily beach service, so you don't have to lug your own chairs.

Best for: Couples who appreciate good interior design.

Neighbourhood: Okaloosa Island

The Vibe: The kids' fever dream. Let’s be honest: if you’re travelling with children, this is the nuclear option. Waterscape Resort isn't just a condo complex; it’s a water park with a bed attached. We’re talking a lazy river, a 10-foot waterfall, and splash pads that will keep the little ones occupied for days. This specific unit leans into the fun with neon decor and a bunk room that feels like a private clubhouse.

Best for: Parents who want to exhaust their children by 7pm.

Neighbourhood: Ocean City (Waterfront RV Resort)

The Vibe: Glamping, upgraded. Technically a cabin in an RV resort, this spot punches well above its weight class. It’s brand new, impeccably designed, and sits right on the water’s edge. You get the community vibe of a campground—think fire pits and friendly neighbours—but with a private, air-conditioned sanctuary that feels more like a boutique hotel room.

Best for: Solo travellers and digital nomads.

Neighbourhood: Okaloosa Island

The Vibe: The family fortress. Traveling with the in-laws? This massive condo sleeps 10 and is situated right on the sand. The ground-floor location is a game-changer—no waiting for elevators with armfuls of pool noodles. You can walk straight out from your patio onto the dune walkover. It’s spacious, functional, and puts the beach literally at your doorstep.

Best for: Multi-generational families who need space.

Neighbourhood: Downtown Fort Walton Beach

The Vibe: Roaring Twenties romance. Built in 1922, this tiny home is a slice of local history. It’s located in the historic downtown area, meaning you can walk to the local bars and restaurants—a rarity in car-centric Florida. The property sits on the water with a private dock, offering sunset views that are arguably better than the beach. It’s small, intimate, and incredibly atmospheric.

Best for: A romantic weekend without the crowds.

Neighbourhood: Garnier’s Beach

The Vibe: Private resort. Sometimes you don't want to share a pool with strangers. This 4-bedroom home comes with its own private pool and—crucially for 2026—access to pickleball courts. It’s set back from the beach in a quiet residential neighbourhood, giving you a level of privacy you won't find on the strip. The backyard is set up for serious entertaining, with plenty of space for a BBQ throwdown.

Best for: Active groups who love a bit of competition.

Neighbourhood: Okaloosa Island

The Vibe: Budget beachfront. Proof that you don't need to spend a fortune to stay on the water. This studio is compact, efficient, and offers the exact same view as the million-dollar condos next door. It’s perfect for a couple who plans to spend 90% of their time on the sand and just needs a clean, cool place to crash.

Best for: Beach bums on a budget.

Neighbourhood: Downtown Fort Walton Beach

The Vibe: Southern charm. Another gem in the downtown historic district, The Pearl offers a "home away from home" feeling that high-rise condos just can't match. With a big front porch perfect for sweet tea sipping and a location that lets you stroll to the Saturday farmer's market, it offers a more local, authentic experience of the town.

Best for: Travellers who want to live like a local.