Two neighboring suburbs in Indiana were crowned the best places to live in the U.S.

As the rising cost of everyday goods continues to squeeze household budgets, Americans are shifting their priorities when looking for a place to call home. According to the newly released U.S. News & World Report 2026-2027 Best Places to Live rankings, affordability has officially overtaken aspirations, with consumers prioritizing value over traditional lifestyle perks.

Evaluating 250 U.S. cities across four core pillars—value, quality of life, job market and desirability—this year’s list highlights a major shift toward suburban communities that offer economic relief without sacrificing economic opportunity.

For the first time in the ranking’s history, two neighboring suburbs captured the top two spots. Located just outside of Indianapolis, Carmel, Indiana, secured the number one position, thanks to its exceptional blend of affordability, desirability and a robust job market. Right next door, Fishers, Indiana, claimed number two, boasting high quality-of-life marks and strong employment prospects.

“Carmel and Fishers are two neighboring locations that offer residents a good quality of life without breaking the bank,” noted Erika Giovanetti, consumer lending analyst at U.S. News.

While the Midwest claimed the crown, Texas flexed made a strong showing with four cities in the top 10, largely driven by stellar affordability and job market scores. Rounding out the top ten are Hoover, Alabama and Rochester Hills, Michigan, further cementing the dominance of the South and Midwest.

Other sub-rankings in the report highlight the best big, medium and small cities to live. Find the full report here.

10 best cities in the U.S. to live according to U.S. News and World Report

1. Carmel, IN
2. Fishers, IN
3. Flower Mound, TX
4. Ankeny, IA
5. Johns Creek, GA
6. Hoover, AL
7. Rochester Hills, MI
8. Leander, TX
9. Frisco, TX
10. Sugar Land, TX