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His trump card is that he sees things in the same black-and-white terms as the rest of us. Why can’t he open a tiny bank when Libor riggers and vulture capitalists can beggar us all and then stroll off into the sunset? The difference is, he’s in a position to do something about it. And what do you know? By the end of this film, it seems he has. Whatever happens to his bank, Dave is great entertainment, but we’d like to think that he might have forced some genuine positive change too. Bravo.