Unemployed Josh has been getting payday loans until he was faced with a £6,000 bill – for £1,000 borrowed. ‘I don’t think I realised the seriousness of it,’ is a common refrain, and Oliver reels in shock at the ease of getting a loan via a phone app. It’s hard to have sympathy with the people getting loans in order to party in expensive bars (and, in one hidden-camera case, buy coke) but the mothers with mouths to feed make sobering viewing. Suicide is mentioned more than once.
Oliver also tests out the payday loan companies to see it they’re sticking to recent government clampdowns. It’s a fairly one-sided campaign film, but in a good cause: if this prevents one person from going down that road then it’s worth it.
The Perception at W Hotel
This good-looking bar and lounge looks like it suits its swanky setting - the lobby of the W London, a glam hotel on Leicester Square. A centrepiece bar is a bit of a talking point. Afternoon teas proves popular, as does a Sunday brunch giving you the opportunity to re-tox or detox. That means getting stuck into smoothies fresh fruits, healthy salads and brunch bites (think tuna tataki or smashed avocado) or indulging in cocktails, prosecco and dishes of a more decadent slant. Plus there are regular sets from DJs. Evenings get buzzy. Sharing platters and mezze boards are available but it’s mostly about cocktails. Expect house tunes and a flashy crowd.
Venue says: “Indulge in an exclusive all-vegan dining menu from influential London chef and tastemaker, Ravinder Bhogal.”