Tenure: 3 months
Late payment: Late payment applies on every monthly payment you miss – you'll be charged $5 for orders under $99, $15 for orders between $100 to $999.99 and $30 for orders over $1,000
Hoolah was one of the earliest paying platforms that allowed for instalment payment in Singapore. The platform is quite simple to use and transparent – the cost of your purchase is divided into three interest-free instalments, exactly a month apart. Debit credit cards are allowed and there are no hidden costs at all. Besides being a useful platform when buying big-ticket items, it also has in-app offers you can browse through and also incentives for new users, who will get a welcome voucher of $10 off min spend $30 for online or in-store purchases..