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Photograph: Payo

You can now eat now, pay later in some Melbourne venues

It's like Afterpay, but for restaurant meals

Cassidy Knowlton
Written by
Cassidy Knowlton

Until now, buy-now-pay-later options like Afterpay were for only for material goods, not for consumables like food and drink. That is changing, with the new payment app Payo entering the Melbourne dining scene.

After launching in Brisbane, Payo is now working with some restaurants in Melbourne to offer an "eat now, pay later" model. You pay for a quarter of your meal at the time, then another quarter a fortnight later on a Wednesday, the third quarter two weeks after that and the last quarter two weeks on again. 

Payo doesn't charge interest, but it does charge a pretty hefty late fee of $10 per late instalment, up to a maximum of $40. So if you do want to use the service, make sure you'll be able to pony up when required. The payment service works with takeaway as well as in-person dining at participating venues. 

Rather cook something up yourself? These are the best meal kits you can get delivered in Melbourne right now

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